Powering up
Business energy · water · card payments

Slash your business utility bills. Powered by one expert.

I'm Ijaz Mahmood of Utilities Expert Limited. I find your business the lowest rates on electricity, gas and water, and set you up with low-cost Worldpay card machines. One expert handling it all, so you don't lift a finger.

  • Fully independent
  • No hidden fees
  • Personal service
  • Available 24/7
◈ Energy · Reviewed
Illustrative annual position
Current contract£48,000
After review & switch£37,900
Illustrative annual saving
£0
≈ 21%

Example only. Real savings depend on your usage and current rates.

Scroll
0
Years in business utilities
0
Whole-of-market rates
0
UK businesses supported
24/7
Always reachable
Why choose Ijaz Mahmood

The opposite of a comparison website

Comparison sites hand you a list and vanish. I'm Ijaz Mahmood. I personally review your bills, negotiate with suppliers and manage everything, then keep watch year after year.

Genuinely independent

Not tied to any single supplier. My only job is to find the arrangement that's right for your business.

One person, start to finish

You deal with me directly, not a call centre. The person who quotes you manages your renewals.

Direct negotiation

I negotiate with suppliers personally, using live market pricing and your real load profile.

Ongoing management

Not a one-off. I track renewal windows and market movements so you stay competitive year after year.

What I handle

Four business utilities. One expert.

Electricity, gas, water and card payments. I source the lowest rates and manage everything, so you don't have to.

Business Electricity

Sharper unit rates and standing charges, sourced across the market and negotiated on your behalf.

Whole-of-market sourcing   Half-hourly (HH) expertise   Renewals managed

Explore electricity →

Business Gas

Competitive commercial gas contracts for every meter size, from small sites to large industrial supplies.

Any meter size (DM)   Supplier negotiation   Renewal management

Explore gas →

Business Water

Since deregulation you can switch business water retailer too. I find better rates and consolidate your billing.

Water retailer switching   Bill validation   Multi-site consolidation

Explore water →

Card Payment Terminals

Worldpay from FIS card machines on some of the lowest transaction rates in the market. Take payments anywhere.

Low transaction rates   Portable & countertop   Fast setup

Explore card payments →
How it works

Four steps. Zero hassle.

From first bill to fully managed renewals, designed to be effortless for you.

01

Share a recent bill

One bill reveals your rates, end date, consumption and supplier.

02

Whole-of-market review

I benchmark your position and approach suppliers directly for live pricing.

03

Negotiate & recommend

I negotiate on your behalf and present a clear, side-by-side recommendation.

04

Manage & renew

I handle the switch and watch your renewals so you never overpay again.

Savings estimator

Feel the difference, live.

Drag the slider for a rough illustration. For a precise figure, send me a recent bill.

£30,000
£3k£250k+
Still in contract Under 12 months 1–2 years ago Out of contract
Illustrative annual saving range
£2,400 – £4,500

A guide only. I'll confirm a precise, evidence-based figure once I've reviewed a recent bill.

Get my accurate saving →
Industries

Trusted across sectors

Every industry draws power differently. I tailor procurement to how your business actually runs.

Restaurants & Hospitality

Kitchens, refrigeration and long trading hours make energy a real cost line.

Retail Shops

Lighting, heating and cooling across single or multiple sites.

Hotels

24/7 operations with heavy heating, hot water and laundry demand.

Warehouses & Manufacturing

Large footprints and half-hourly metered, high-volume usage.

Care Homes

Round-the-clock heating and hot water with zero tolerance for disruption.

Offices & Property

Predictable demand and multi-meter portfolios under one relationship.

Testimonials

Built on referrals & relationships

Almost every client comes through a personal recommendation. Here's why they stay.

★★★★★

"Ijaz is the opposite of a pushy broker. He explained everything, gave me the numbers and let me decide. We're saving noticeably every month."

S
Sarah H.
Owner, independent restaurant
★★★★★

"We've used comparison sites before and always felt like a number. Ijaz actually knows our business and picks up the phone."

D
David M.
Managing Director, retail chain
★★★★★

"He caught our renewal months before it lapsed and saved us from a huge out-of-contract bill. Genuinely proactive."

P
Priya K.
Practice Manager, care home
FAQ

Questions, answered honestly

How is this different from a comparison website?
Comparison sites run your details through an automated funnel and hand you a list. I personally review your bills, negotiate directly with suppliers and manage the entire process, including renewals. You deal with one person who knows your account, not a call centre.
How much could my business save?
It depends on your current rates, contract type and when you last reviewed the market. Businesses on out-of-contract or 'deemed' rates often see the largest savings. I'll give you an honest, evidence-based figure after reviewing a recent bill.
Do you charge me a fee?
My service is straightforward and transparent. I'll always explain clearly how I'm remunerated before you commit to anything, with no hidden fees.
Will switching interrupt my energy supply?
No. Switching changes who bills you. It never affects the physical supply. Your lights stay on and your gas keeps flowing throughout.
Get in touch

Ready to see what you could save?

Send me a recent utility bill and I'll come back with an honest, evidence-based review, no obligation. Available 24/7, seven days a week.

Office: 020 8590 0004  ·  iiijaz_73@yahoo.co.uk

About Utilities Expert Limited

An adviser on your side, not a call centre.

I'm Ijaz Mahmood. I've built Utilities Expert Limited on referrals and relationships, helping UK businesses cut the cost of their electricity, gas, water and card payments, personally, from start to finish.

Built on referrals and relationships

I never set out to build a business through slick marketing. I built it the slow, honest way, by doing right by one client, who told another, who told another. Today, almost everyone I work with came through a personal recommendation, and that's the part I'm proudest of.

Business utilities are needlessly complicated. Contracts are dense, renewal windows are easy to miss, and the difference between a good rate and a poor one can run into thousands of pounds a year. Most owners simply don't have time to stay on top of it, and they shouldn't have to.

That's where I come in. I sit on your side of the table, review your bills, approach suppliers directly for live pricing, negotiate on your behalf, and then keep watch on your renewal dates so you never drift onto expensive out-of-contract rates. It's the kind of service you'd expect from an in-house utilities manager, without the salary.

Why "independent" matters

Comparison sites are funded by the suppliers they promote and built for volume, not for you. I'm genuinely independent: not tied to any single supplier, and my recommendation is based on what's right for your business. Nothing else. If the best move is to stay put, I'll tell you that too.

More than energy

Alongside electricity and gas, I help businesses switch water retailer since deregulation, and set up Worldpay from FIS card machines on some of the lowest transaction rates in the market. One point of contact for the bills that quietly eat into your margin.

Ijaz Mahmood, founder of Utilities Expert Limited
Utilities Expert Limited logo
Utilities Expert logo

At a glance

Business
Utilities Expert Limited
Owner
Ijaz Mahmood
Covers
Electricity · Gas · Water · Card payments
Approach
Personal, whole-of-market, ongoing
Availability
24/7, seven days a week
Work with me →
Values

What clients trust me for

The principles behind every contract I place and every renewal I manage.

Independence

No supplier owns my recommendation. I answer to you and the numbers, nobody else.

Transparency

You'll always understand the rates you're offered and how I'm paid. No small-print surprises.

Relationships

I've grown almost entirely through referrals. That only happens when you look after people properly.

Personal service

One point of contact who actually knows your account, from first quote to every renewal.

Get in touch

Let's have an honest conversation about your bills

Send me a recent bill and I'll come back with a straight, evidence-based review, no obligation, no hard sell.

Business Electricity

Sharper electricity rates, negotiated for you.

Electricity is often a business's single largest utility cost, and the one most left to renew on autopilot. I source live pricing across the market, negotiate directly with suppliers, and manage your renewals so you stay on sharp rates year after year.

The benefits

Why businesses hand me their electricity

From a single office to a half-hourly-metered industrial site, I bring order, leverage and ongoing oversight to your electricity procurement.

Whole-of-market sourcing

Live pricing from a broad panel of business electricity suppliers, matched to your genuine usage.

Direct negotiation

Rates negotiated on your behalf, including unit rates and standing charges, not just the headline number.

Half-hourly (HH) expertise

Comfortable with everything from micro-business meters to complex HH-metered industrial supplies.

Renewals managed

Proactive renewal management so you never lapse onto expensive out-of-contract rates.

Switching supplier

Moving supplier is simpler than most owners expect, and I handle the entire process. You keep the same physical supply; only who you buy from changes.

  • I review your current rates and end date from a single recent bill
  • I approach the market for live pricing matched to your consumption
  • I present a clear, side-by-side recommendation, no jargon
  • I manage the switch end-to-end, timed to your contract end date

Contract renewals

The costliest mistake in business energy is letting a contract lapse onto out-of-contract rates. I make sure that never happens.

  • I track every renewal window so nothing slips through
  • I re-benchmark the whole market ahead of your end date
  • I secure new rates early when market conditions favour you
  • You decide with full information, well before you're forced to
Whole-of-market

Sourced across a broad supplier panel

Because I'm independent, I approach the market on your behalf rather than pushing one supplier's tariff.

FAQ

Electricity questions

How are commercial electricity rates worked out?
Your bill combines a unit rate (pence per kWh) and a daily standing charge, plus non-commodity costs like distribution and levies. I benchmark all of these and negotiate the elements that can be improved for your usage profile.
What is a half-hourly (HH) meter?
Larger sites use HH meters that record consumption every 30 minutes. They involve more complex pricing but also more opportunity. I analyse the data to target genuine savings and manage the added detail for you.
Can you reduce standing charges as well as unit rates?
Both are negotiable within a contract. I look at the whole cost of your electricity, so you're not caught out by a low unit rate paired with a high standing charge.
Will switching interrupt my supply?
No. The physical supply is unchanged. Only your billing relationship moves. There's no interruption; the switch completes on your contract end date.
Get in touch

Ready to sharpen your electricity rates?

Send me a recent electricity bill and I'll show you exactly where you stand, and what's achievable.

Business Gas

Competitive gas rates for every meter size.

Commercial gas pricing moves with the market, and businesses that don't review it regularly tend to overpay. I source live gas pricing across the market, negotiate directly with suppliers, and manage your renewals so you're never left exposed.

The benefits

Why businesses hand me their gas

Whether you run a single boiler or a large industrial daily-metered supply, I bring leverage, clarity and ongoing oversight to your gas procurement.

Commercial gas procurement

Competitive gas rates sourced across the market for your consumption band.

Supplier negotiation

I negotiate commercial gas contracts directly, not through a comparison funnel.

Any meter size

From small commercial meters to large daily-metered (DM) industrial gas supplies.

Renewal management

Aligned renewal dates and ongoing oversight across all your gas meters.

Switching supplier

Changing gas supplier is straightforward when it's managed properly, and I handle all of it. Your physical supply stays exactly as it is.

  • I read your current rates and end date from a single bill
  • I source live market pricing for your consumption band
  • I weigh rate, standing charge and terms together
  • I coordinate the switch to align with your end date

Contract renewals

Out-of-contract gas rates can be punishing. Proactive renewal management is one of the most valuable things I do for clients.

  • I keep a diary of every gas renewal date across your sites
  • I re-benchmark the market before your contract expires
  • I lock in new rates early when timing works in your favour
  • You're never rolled silently onto default rates
Whole-of-market

Sourced across a broad supplier panel

Independent means I approach the market on your behalf rather than pushing one supplier's gas tariff.

FAQ

Gas questions

How are commercial gas rates structured?
Like electricity, your gas bill combines a unit rate (pence per kWh) with a daily standing charge, plus transportation and other non-commodity costs. I benchmark the full picture and negotiate the improvable elements.
Do you handle large or daily-metered (DM) supplies?
Yes. From small commercial meters to large daily-metered industrial supplies, I source and negotiate across the market and manage the additional contractual detail.
Can I combine gas and electricity procurement?
Absolutely. Many clients ask me to handle both fuels together for simplicity and stronger overall terms. I align renewal dates so everything is managed as one relationship.
Will switching affect my supply?
No. Switching changes who bills you, not the physical gas supply. There's no interruption. The changeover simply aligns with your current end date.
Get in touch

Ready to lower your gas costs?

Send me a recent gas bill and I'll show you where you stand, and what's achievable.

Business Water

Yes, you can switch business water too.

Since the market deregulated, businesses in England and Scotland can choose their water retailer. Most never have. I find better rates, validate your bills for errors, and bring multi-site water billing under one tidy relationship.

The benefits

Water is the bill nobody checks

It's easy to assume water is fixed and forget about it. In reality there are savings, billing errors and simplifications waiting to be found.

Retailer switching

Compare business water retailers and move to better rates and service. The supply itself never changes.

Bill validation

I check your water and wastewater charges for errors and overcharges. Refunds are more common than you'd think.

Multi-site consolidation

Bring water billing across every site into one consolidated, easy-to-manage account.

Ongoing management

One point of contact for queries, meter reads and account changes, handled for you.

How business water switching works

Your water still arrives through the same pipes from the same wholesaler. Deregulation only changed who bills and services you (the "retailer"). That means you can switch to a retailer with better rates, clearer billing and proper account management, with zero disruption to supply.

I review a recent water bill, benchmark your rates and standing charges, check for errors, and recommend whether switching or renegotiating makes sense. If it doesn't save you money, I'll tell you straight.

It's the same honest, hands-on approach I bring to energy, applied to the utility most businesses never think to question.

Good to know

  • No interruption to your actual water supply
  • Available to eligible businesses in England & Scotland
  • Bill errors and overcharges often recoverable
  • One bill review is all I need to start
Review my water bill →
Get in touch

Could you be overpaying for water?

Send me a recent water bill and I'll check it for savings and errors, no obligation.

Card Payment Terminals

Take card payments on some of the lowest rates in the market.

Worldpay from FIS card machines, set up for your business: portable, countertop or mobile. Sharp transaction rates, fast setup and one point of contact if anything ever needs sorting.

The benefits

Card machines, done properly

Powered by Worldpay from FIS, one of the most trusted names in payments, arranged and supported by someone you can actually call.

Low transaction rates

Competitive rates that protect your margin on every sale. I'll benchmark what you're paying now.

Portable & countertop

Take payments at the till, at the table, or on the move, whatever suits how you trade.

Fast setup

Get up and running quickly, with the right terminal for your business type.

Personal support

A real person to call, not a helpline queue, if you ever need a hand.

Worldpay from FIS

Card payment terminals, arranged by Utilities Expert Limited.

  • Chip & PIN, contactless, Apple Pay & Google Pay
  • Countertop, portable and mobile options
  • Transparent pricing. I'll compare it to what you pay today
  • One point of contact for setup and support
Get a card-machine quote →
FAQ

Card payment questions

Which card machine is right for my business?
It depends how you trade, countertop for a fixed till, portable for table service, or mobile for out-and-about. Tell me your setup and I'll recommend the right terminal.
How do the rates compare to what I pay now?
Send me a recent merchant statement and I'll benchmark your current transaction rates against what I can arrange, no obligation.
How quickly can I get set up?
Setup is typically fast once we've chosen the right terminal and completed the straightforward paperwork.
Do you handle energy and payments together?
Yes, many clients let me handle their electricity, gas, water and card machines together, so it's one relationship for the bills that affect your margin.
Get in touch

Take payments for less

Send me a recent merchant statement and I'll benchmark your rates, or just ask for a quote.

Industries

Utilities expertise, tailored to your sector.

Every industry draws power, gas and water differently, a restaurant kitchen looks nothing like a warehouse or a care home. I tailor procurement to how your business actually runs, so your rates reflect real usage.

Restaurants & Hospitality

Kitchens, refrigeration and long trading hours make energy a real cost line, and card machines matter too.

Retail Shops

Lighting, heating, cooling and payments across single or multiple sites.

Hotels

24/7 operations with heavy heating, hot water and laundry demand.

Warehouses

Large footprints, refrigeration and automation drive up demand.

Manufacturing & Industrial

Half-hourly and daily-metered sites with complex, high-volume usage.

Care Homes

Round-the-clock heating and hot water with zero tolerance for disruption.

Offices

Predictable weekday demand, ideal for sharply-priced fixed contracts.

Property & Landlords

Void periods, change-of-tenancy and multi-meter portfolios, all managed.

Construction

New connections, temporary builders' supplies and project sites.

Multi-site and portfolio businesses welcome. It's where I add the most value. Don't see your exact sector? If your business pays for electricity, gas, water or takes card payments, I can almost certainly help.
Get in touch

Whatever your sector, let's cut your costs

Send me a recent bill and I'll tell you honestly what's achievable for a business like yours.

Case studies

Real businesses, real savings.

A selection of outcomes that show what proper procurement and ongoing renewal management can achieve. Figures are illustrative of typical results and vary with each business's circumstances.

0
£ combined annual saving (examples)
0
Average reduction achieved
0
Sectors featured
Hospitality
Multi-site restaurant group
−18%
Previous annual
£148,000
New annual
£121,600
Saving £26,400 a year on electricity & gas
"Ijaz took over five sites all on different contracts and end dates. He brought order to the chaos. The saving speaks for itself."Operations Director, casual-dining group
Care
Regional care home
−18%
Previous annual
£62,400
New annual
£51,100
Saving £11,300 a year on electricity & gas
"We'd been rolled onto out-of-contract rates without realising. Ijaz sorted a proper contract and now watches our renewals for us."Registered Manager, residential care
Logistics
Distribution warehouse
−15%
Previous annual
£210,000
New annual
£178,500
Saving £31,500 a year on electricity (HH)
"The half-hourly data was a mystery to us. Ijaz explained exactly where our costs sat and renegotiated from real knowledge."Finance Manager, logistics operator

Client identities are kept confidential and quotes attributed by role and sector. Savings depend on each business's usage, prior rates and market conditions at the time of contract.

Get in touch

Your business could be the next case study

Send me a recent bill and I'll show you, honestly, what's achievable for you.

FAQ

Business utilities, answered honestly.

Everything owners typically want to know before getting started, from switching and renewals to how I'm paid. Can't find your answer? Just ask.

Getting started

What does Utilities Expert Limited actually do?
I act on your behalf to source, negotiate and manage your business electricity, gas and water, and set up low-rate card payment terminals. I review your current rates, approach suppliers directly for live pricing, negotiate, handle the switch, and then keep watch on your renewal dates so you stay competitive year after year.
How is this different from a comparison website?
Comparison sites run your details through an automated funnel and hand you a list. I personally review your bills, understand your business, negotiate directly with suppliers and manage everything, including renewals. You deal with one person who knows your account, not a call centre.
How much could my business save?
It depends on your current rates, contract type and when you last reviewed the market. Businesses on out-of-contract or 'deemed' rates often see the largest savings. I'll give you an honest, evidence-based figure after reviewing a recent bill, never an inflated promise.
Do you charge me a fee?
My service is designed to be straightforward and transparent. I'll always explain clearly how I'm remunerated before you commit to anything, with no hidden fees.
What do you need to get started?
A recent bill is usually enough. It shows your current rates, supplier, contract end date and consumption, everything I need to benchmark your position and start sourcing better pricing.

Contracts & renewals

Can you help if I'm still in contract?
Yes. Most contracts have a renewal window, and it's common to secure your next contract's rates ahead of time. I'll note your end date and approach the market at the right moment so you lock in strong rates before you lapse onto expensive pricing.
What is an 'out-of-contract' or 'deemed' rate?
If your fixed contract ends and you don't agree a new one, your supplier moves you onto out-of-contract or 'deemed' rates, which are typically much higher. A large part of my job is making sure that never happens by managing your renewals proactively.
What's the difference between a fixed and flexible contract?
A fixed contract locks your unit rates for the term, giving budget certainty. A flexible contract lets you buy energy in tranches over time, which can suit large consumers managing market risk. I'll advise which fits your consumption and appetite for risk.
How long does switching take?
Once you've agreed a contract, the switch typically completes within a few weeks, timed to align with your current contract's end date. There's no interruption to your supply.
Will switching interrupt my supply?
No. Switching changes who you buy from and bills you. It never affects the physical supply. Your lights stay on, your gas keeps flowing and your water keeps running throughout.
What happens at renewal?
I contact you ahead of your renewal window with a fresh whole-of-market review, so you can decide well before your current contract ends. You're never left to drift onto default rates.

Meters, water & payments

What is a half-hourly (HH) meter and do you handle them?
Larger sites have HH meters that record consumption every 30 minutes, involving more complex pricing. Yes, I regularly handle HH and daily-metered supplies and can analyse the data to find genuine savings.
Can I really switch business water?
Yes. Since deregulation, eligible businesses in England and Scotland can choose their water retailer. The supply is unchanged; only who bills and services you moves. I also check water bills for errors.
Which card machines do you offer?
Worldpay from FIS terminals: countertop, portable and mobile, on some of the lowest transaction rates in the market. Send a recent merchant statement and I'll benchmark your current rates.
Can you help with a new energy connection?
Yes. For new premises or construction projects I can help arrange new commercial connections and temporary builders' supplies, with a competitive contract from day one.
Do you cover multiple utilities together?
Absolutely, many clients let me handle electricity, gas, water and card payments together, so it's one relationship for the bills that quietly eat into your margin.

How I work

Which suppliers do you work with?
A broad panel of established UK business suppliers. Because I'm independent, I'm not tied to any one of them. I approach the market on your behalf and recommend what genuinely suits you.
Do you handle multi-site or portfolio businesses?
Yes, it's one of the areas where I add the most value. I consolidate contracts, align renewal dates across sites and negotiate as a portfolio, which usually secures better terms than any single site alone.
What areas of the UK do you cover?
Businesses across the whole of the UK. Because most of the process is handled remotely, with a personal relationship throughout. Location is rarely a barrier.
How quickly will you respond?
Quickly. Fast, personal response is central to how I work. You won't be left waiting in a queue. I'm available 24/7, seven days a week.
How do I get started?
Send me a recent bill through the contact page, call, or message me on WhatsApp. I'll review it, come back with an honest assessment, and only proceed if it's clearly in your interest.
Still have a question?

I'm happy to talk it through

No obligation, no sales script, just straight answers.

Get in touch

Let's review your bills, free, no obligation.

Send me a recent electricity, gas, water or card-payment bill and I'll come back with an honest assessment of what your business could save. Fill in the form, or call / WhatsApp if you'd rather talk.

Request your free bill review

Takes under two minutes.

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07904 830000
Office
020 8590 0004
WhatsApp
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Email
iiijaz_73@yahoo.co.uk
Email
utilitiesexpertltd@outlook.com
Hours
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Serving businesses UK-wideRemote-first service with a personal relationship throughout.
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